Best Kentucky CD Rates: 12-Month Term

If you’re not satisfied by the interest rates banks and credit unions are offering on 6-month CDs right now, lengthening the term a bit can help you get better offers. 12-month, or 1-year, certificates of deposit generally provide higher interest rates than shorter-term CDs. If you’re willing to keep your money on deposit for this long, a 12-month CD could be a great choice for you.

Today’s 1-Year CD Rates in Kentucky

To get a better idea of what currently available, here’s a look at the highest, lowest and average 12-month CD rates in Kentucky right now:

Number of Accounts Available: 6
Highest Rate: 1.5% APY
Lowest Rate: 0.2% APY
Average Rate: 0.83% APY

Where the Highest 12-Month CD Rates are Located

The following are the local Kentucky banks and credit unions that are currently offering the highest 12-month CD interest rates:

East Ky Employees Credit Union: 1.5%
The Peoples Bank of Bullitt County: 1.26%
Citizens First Bank - Kentucky: 1.25%
First Priority Credit Union - Huntington, West Virginia: 1.25%
Labor Management Credit Union: 1.2%

These rates are accurate as of 5/10/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our Kentucky CD Rates page.

Related Rates Articles

Best Kentucky Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
East Ky Employees Credit Union 2 Year CD Account	1.75% Date: May 9, 2012 View Rate Details
Labor Management Credit Union 2 Year CD Account	1.50% Date: May 8, 2012 View Rate Details
The Peoples Bank of Bullitt County 2 Year CD Account	1.25% Date: May 4, 2012 View Rate Details
The Cecilian Bank 2 Year CD Account	1.25% Date: Apr 30, 2012 View Rate Details
First Priority Credit Union - Huntington, West Virginia 2 Year CD Account	1.25% Date: Apr 26, 2012 View Rate Details
General Electric Credit Union 2 Year CD Account	1.23% Date: May 1, 2012 View Rate Details
First Security Trust Bank, Inc. 12 Month CD Account	0.40% to 0.25% Date: May 16, 2012
The First National Bank of Brooksville 2 Year CD Account	0.41% to 0.48% Date: May 16, 2012
The Sacramento Deposit Bank 12 Month CD Account	0.55% to 0.40% Date: May 16, 2012
First National Bank and Trust - Kentucky 12 Month CD Account	0.51% to 0.50% Date: May 10, 2012
Heritage Bank - Kentucky 12 Month CD Account	0.55% to 0.50% Date: May 9, 2012
C&O United Credit Union 6 Month CD Account	0.30% to 0.25% Date: May 4, 2012

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